Tom' Klobucher's new book RETIREMENT- Thee Best is Yet to come, provides
us with "The Retirement Roadmap for the time of your life." What is the secret to a
successful retirement? Tom shares twenty-five bold steps to a happy, positive, fulfilled
and engaged retirement. And why is this subject so important today? The Baby Boomer Factor.

There is staggering data on the consequences of 78 million Baby Boomers (those born between 1946 and 1964) who will be entering the rolls of retirement, over the next
three to six years. Research shows that most of this age group has done little or no
preparation, for this life changing event!

And, they have little or no savings to carry them through these retirement decades
ahead, and no clue, or plans for meaningful activities or relationships during this
next third of their lives!

Today we are told that after only one year of retirement, 60% to 70% of retired people are unhappy and disappointed with their quality of life! Th\0x1Fis can lead to negative results such as: alcohol abuse, mental anxiety, and other cognitive related conditions.

The Book, RETIREMENT - The Best is Yet to Come, provides a pathway of hope for a happy, positive, and engaged retirement that will ensure that every year of you retirement
will be your best yet!