<p>In his 35-plus years in the financial services industry, Scott Wardell CFP,&reg; has advised and guided hundreds of clients to retirement. With each person came specific dilemmas and advantages. Some of those clients, people as familiar as your family and neighbors, were well prepared emotionally or financially, but rarely both. Some were neither. Wardell&rsquo;s conversations with his clients, friends and family reflecting on decisions they did and didn&rsquo;t make, lends <em>Retiring in Turbulent Times</em> a unique personal tone, far different than the usual jargon-heavy and abstract financial advice book. The nine stories within reflect common life choices of middle-class Americans; their over-sights, mistakes, intuitions, disciplines and achievements. In other words, life decisions to which everyone can relate.</p>